Please contact us before the debt problem becomes out of control and we can recommend a suitable debt solution such as an IVA, Debt Management Plan, Bankruptcy or debt help if you have been refused a loan.

Please read our IVA and debt help section on the website to get free debt help abd advice today, including information on bankruptcy, IVA and debt management.

Get free debt help and advice today, including information on IVA's and other debt solutions such as:

IVA help and Advice

An IVA can help you become debt free. It is a legally binding debt solution and up to 75% of the debt can be written off over a 5 years period. To qualify for an IVA debts must be over £15,000 and there must be at least 3 creditors. An IVA can help you get out of serious debt and ensure you get debt free over a fixed period. If you have been refused credit or loans in the UK, you can still clear debt with an IVA.


Debt Management Plans

This is a popular debt solution that can substantially lower debt payments. If you cannot get an IVA then this debt solution may suit as there are fewer restrictions. A debt management plan can help you get out of serious debt and ensure you do not fear opening your post or answering your telephone. If you have been refused credit or loans in the UK, you can still clear debt with a debt management plan.

Bankruptcy

Bankruptcy is the best debt solution available if you are out of work or do not qualify for an IVA or a debt management plan. Bankruptcy can help you get debt free but has serious implications. If you have been refused credit or loans in the UK, you can still clear debt by filing bankruptcy.

Advice if you’ve been refused a loan or credit

If you have been refused loans to clear debt there are several options such as debt management, debt consolidation, IVA help and advice or debt & budgeting advice. The team at UK Debt Service are experts in personal debt advice. Please feel free to call for personal debt help. You really can solve a serious debt problem. Whether you're looking for an IVA or other debt solution, UK debt service can help by giving you expert impartial debt advice for free.

If you’ve been refused a loan to clear debt you may be confused. A lender won't usually tell you why they've refused you a loan but they may give you a general idea if you ask them. Often too many refused applications will have a negative effect on your credit history. You could be refused a loan because your credit file shows that you haven't kept up the repayments on a loan you didn't even know about.

Whatever the reason UK Debt Service can provide free help and advice if you’ve been refused credit. Call FREE for DEBT HELP by calling our free personal debt helpline on 0800 074 6918 - LINES OPEN 24 hours!